Premium Sharing for Employees
If you are a benefits-eligible full-time employee (working 30+ hours weekly), UT and the State of Texas will pay 100% of your premiums for the basic coverage package, and up to 50% of the premiums for your dependents' medical coverage.
If you are a benefits-eligible part-time employee (working at least 20, but less than 30 hours weekly), UT and the State of Texas will pay 50% of your premiums for the basic coverage package, and up to 25% of the premiums for your dependents' medical coverage.
If you are a part-time employee who is eligible for benefits because of your status as a graduate student, UT and the State of Texas will pay 50% of your premiums for the basic coverage package, and up to 25% of the premiums for your dependents' medical coverage. Your institution may also choose to supplement premiums for its graduate student employees. For more information, contact your institution Benefits Office.
If you are a benefits-eligible employee and can provide proof of current medical coverage from another source, you may waive the basic coverage package and use state premium sharing (50% if you are full-time and 25% if you are part-time) to purchase one or more of the following optional coverage that are paid on a pre-tax basis: Dental, Vision, and Voluntary Accidental Death and Dismemberment.
Your Monthly Premiums (Plan Year 2024-2025)
PLAN | TOTAL PREMIUM | INSTITUTION & STATE PAY | YOUR COST |
---|---|---|---|
UT SELECT Medical FULL-TIME | |||
EMPLOYEE | $780.24 | $780.24 | $0 |
+ SPOUSE | $1,525.14 | $1,189.20 | $335.94 |
+ CHILD(REN) | $1,393.26 | $1,041.90 | $351.36 |
+ FAMILY | $2,114.90 | $1,453.34 | $661.56 |
UT SELECT Medical PART-TIME | |||
EMPLOYEE | $780.24 | $390.12 | $390.12 |
+ SPOUSE | $1,525.14 | $594.60 | $930.54 |
+ CHILD(REN) | $1,393.26 | $520.96 | $872.30 |
+ FAMILY | $2,114.90 | $726.68 | $1,388.22 |
Basic Coverage
UT Benefits includes the following basic coverage package for eligible employees:
Optional Coverage
You may select the following Optional Coverage(s) for yourself and your eligible dependents unless stated otherwise:
- UT SELECT Medical Plan, with Prescription Drug Coverage, for your eligible dependents (enrollment in this plan is automatic for full-time employees)
- UT SELECT Dental Insurance
- UT SELECT Dental Plus Insurance
- DeltaCare USA Dental HMO
- Superior Vision Insurance
- Superior Vision Plus Insurance
- Voluntary Group Term Life Insurance
- Voluntary Accidental Death and Dismemberment (AD&D) Insurance
- Short-Term Disability (STD) Insurance (for employees only)
- Long-Term Disability (LTD) Insurance (for employees only)
- UT FLEX Health Care Reimbursement Account (HCRA)
- UT FLEX Dependent Day Care Reimbursement Account (DCRA)